We are the experts you need who will simplify the complex elements of your wealth. We have the skills, strategies and support of our in-house* accountants, lawyers and estate specialists to provide you with One Complete Plan, ensuring that nothing is overlooked. We are your personalized CFO. There is a tremendous advantage to sharing one contact for all your wealth management needs.
Earl is a Senior Financial Planner with 38 years of experience assisting high net worth families manage their financial affairs. His focus is to help our clients achieve their personal financial goals, minimize their taxes, and preserve their capital. His expertise includes tax, estate, and succession planning. Earl graduated with a BComm (Hons) from Concordia University and was a founding member of the Canadian Certified Financial Planners designation CFP®. He also holds the Canadian Investment Management CIM®. Through the 90's, Earl was a senior partner at DPM, one of the largest financial planning firms in Canada. In 1998, he was instrumental in its merger with Assante Wealth Management, where he then served as a board member during its preparation for an initial public offering. Earl has also served on the board of the Canadian Association of Financial Planners and the Corporation Professionnelle des Administrateurs Agrées. Earl and his wife Julie have a pied à terre in Westmount, but their home is in Mont-Tremblant where they ski, golf, hike, sail and plan their different travel experiences. He is active in his community and has served on several not-for-profit boards including the Canadian Ski Hall of Fame and Museum, Lake Tremblant Association, Tremblant Resort Association, the Jewish Community Foundation Professional Advisory Council, and the board of Temple Emmanuel.
With over 24 years of experience as a financial advisor, Jeremy has developed an ability to simplify and explain even the most complex financial strategies. His patience and intuitive emotional style are greatly appreciated by clients from all walks of life. Jeremy is a CFP® professional and also holds the Chartered Life Underwriter (CLU) designation, both of which demonstrate his extensive knowledge in insurance law, insurance taxation, and advanced estate planning solutions. He provides advice and strategies on the integration of insurance solutions into his clients' planning. Insurance products and services are provided through Assante Estate and Insurance Services Inc. Jeremy is actively involved in charity work for intellectually-handicapped individuals. He sits on the board of directors of two West Island charities and offers seminars about planning for special needs individuals to a number of other organizations.
A graduate from the John Molson School of Business with a Bachelor of Finance, Olivier is passionate about finance, the world of business and the next generation of entrepreneurs and investors. Olivier joined Assante as an associate in 2015. Growing up in his family business, Olivier has accumulated acute knowledge and experience of the financial world from a very young age. He loves dealing with complex tax and investments situations for the high and ultra-high net worth investors, often business owners, and professionals with complex financial structures. Olivier has helped numerous accredited investors with alternative investments opportunities such as private equity deals, venture capital, hedge funds, long/short fixed income solutions, life insurance solutions and real estate investments. Olivier has achieved all investments and insurance of person brokerage credentials. He is a Chartered Investment Manager CIM®, allowing him to provide full discretionary portfolio management services to his clients where needed. He also completed his Responsible Investment Specialist designation, RIS, as he is concerned and intone with the challenges of ethical and sustainable investing. Olivier embraces an approach of utmost professionalism, high standard of care and involvement in his clients’ financial lives. He believes in full, transparent, and complete wealth management, putting the interests of the client and their family first, being there at critical points when it comes to life and money. Whether it is to earn it, save it, invest it, borrow it, spend it, but most importantly enjoy it for the rest of their lives, Olivier makes it a point to be there and available for his clients when needed. Outside of work he volunteers his time to the Canadian Cancer Society on a regular basis. Olivier is an avid long-distance runner and skier.
Jennifer will be your primary point of contact to reach us. Her main focus is to provide superior customer service, respond to customer inquiries, schedule appointments, and manage client files. Jennifer has close to 15 years of experience in wealth management.
A graduate of the Investment Funds Institute of Canada Mutual Fund course, Joumana ensures and carries out all financial transactions on investment accounts. Her responsibilities include acting as the team's liaison between clients, Assante Head office, and various financial organizations. Joumana has over 15 years in the Mutual Fund industry.
Julie’s primary responsibility is to enhance your experience as a preferred client. She creates, coordinates, and implements all client events and marketing activities. Julie has a Bachelor of Arts in Economics from McGill University and has over 15 years of experience in the industry. In her spare time, she enjoys the great outdoors; skiing, hiking, biking, and golfing.
Alfred Lam joined the Investment Consulting team at CI Global Asset Management (CI GAM) in 2004 and is actively involved in manager selection and oversight, product development, asset allocation and currency management of CI GAM’s managed solutions. He leads a team of investment experts who monitor the portfolio managers and the funds’ portfolios to ensure they are adhering to their mandates and performing within expectations and oversees approximately 32 billion of assets invested in customized managed portfolio solutions* for our clients. Alfred previously held the role of Senior Manager of the Investment Management Team at CIBC Securities. He has an MBA from York University and holds the Chartered Financial Analyst designation. Alfred is a member of the CFA Institute and the Toronto CFA Society.
* With access to a wealth of tools and resources, Assante advisors and their clients are supported by the expertise of an investment management team and wealth planning group available through our sister company, CI Global Asset Management, and CI Assante Private Client, a division of CI Private Counsel LP.
As Regional Vice-President, Wealth Planning, Martin Cloutier works closely with our high-net-worth clients to identify issues and provide complex, tactical wealth planning support that complements their wealth plans. Martin has a particular focus on tax and estate planning strategies for business owners, professionals, and other affluent individuals and families. He leads the Quebec Wealth Planning team. Martin joined CI Assante Private Client in 1998 after practicing general, personal and corporate taxation in Montreal with Desjardins Ducharme, a prominent business law firm. In addition, Martin has authored and co-authored articles for the Fiscal and Financial Planning Association, the Canadian Tax Foundation and other associations. His overall professional experience in wealth planning exceeds 25 years.Martin is a lawyer with a Bachelor of Law degree from Laval University. He was called to the Quebec Bar in 1991. He also has a Master of Taxation degree from the University of Sherbrooke and the Trust and Estate Practitioner (TEP) designation. He is a member of the Canadian Tax Foundation, the Fiscal and Financial Planning Association and the Society of Trust and Estate Practitioners.
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Earl Kaplin, CFP, CIM