Insurance is more than just a safety net.  It can provide financial contingency in the case of unforeseen events such as death, disablement, critical illness, long-term care, etc.  However, it can additionally contribute to tax planning, as for instance with business owners, by insuring buy-sell agreements and other contractual obligations.  By integrating insurance with effective estate planning, money can often be returned to the estate.

From basic life protection and tax-sheltered investing to more advanced strategies, we can help you understand  each insurance alternative and its potential benefits, and recommend their use where appropriate.  If necessary we can engage the skills of industry specialists to ensure a full understanding of taxation, estate, and/or philanthropy rules and regulatory compliance for unique or complex situations.

With insurance planning as part of your wealth management strategy, you can manage risk at every stage of your personal and professional life to help strengthen and safeguard your family’s and/or your business's financial security.




Insurance products and services are provided through Assante Estate and Insurance Services Inc.