Registered Savings Plans

Register for a savings plan that is right for you.

Saving has never been more seamless. Registered savings plans can help you secure financial stability for you and your family well into the future. Our options include the following registered savings plans:

Registered Retirement Savings Plan (RRSP).
If you have earned income, you can contribute to an RRSP. By contributing to an RRSP, you can take advantage of substantial tax savings and enjoy peace of mind knowing you'll have secured retirement funds for your future.

Registered Disability Savings Plan (RDSP).
A registered disability savings plan (RDSP) is a savings plan specifically designed for persons with disabilities that creates a tax deferred growth structure similar to other registered savings plans. In addition, the RDSP allows eligible individuals to receive matching Canada Disability Savings Grants (CDSGs) and Canada Disability Savings Bonds (CDSBs).

Tax-Free Savings Account (TFSA).
A registered, general-purpose savings vehicle that allows Canadians to earn tax-free investment income to more easily meet lifetime savings needs. The TFSA complements existing registered savings plans like the Registered Retirement Savings Plans (RRSP) and the Registered Education Savings Plan (RESP).

Registered Education Savings Plan (RESP). A Registered Education Savings Plan (RESP) is an excellent way to ensure your child’s education funds are available in the future. Contributions to an RESP qualify for federal government grants such as Canada Education Savings Grants (CESG). Additionally, if your family receives the National Child Benefit Supplement (NCBS), you may also be eligible for the Canada Learning Bond (CLB).  Tax-sheltered and flexible should your child opt out of a post-secondary education.