Our Process
Becoming a client
At Assante, we make sure you have all the information you need before making such an important decision as choosing a financial advisor. We provide all prospective clients with a detailed advisor profile, explanation of our services, and a company overview that explains the advantages we offer to our clients. We listen to your goals and dreams, evaluate your current financial situation, then formulate a plan to help you meet those goals. In the end, you will have a plan that addresses all of your needs by providing the most effective solutions for you and your family.
What We Do
- Provide Peace of Mind
- Build the Right Strategy
- Help Avoid the Big Mistakes
- Maximize Tax Planning Opportunities
- Plan For the Expected And the Unexpected
- Create Good Inheritors
How We Do It
| Establish Your Goals and Objectives, Gather Facts | - Get a better understanding of your family, your situation, your goals, your dreams, your hang-ups and your views on money.
- Position the planning process.
- Gather facts and information.
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| Analyze Your Current Financial Situation | - Gather specific data on investments, mortgages, tax returns, group benefits and retirement plans.
- Enter data into financial planning software.
- Prepare and draft plan for editing.
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| Review Wealth Accumulation Plan | - Review current financial plan if available.
- Input data and goals for draft wealth accumulation plan.
- Review opportunities and consider contingencies.
- Review retirement risks (longevity risk, market risk, inflation risk).
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| Discuss Risk Manangement and Estate Planning Goals and Objectives | - Make long-term plans as if we were going to live forever.
- Plan for contingencies (living too long, not living long enough, injury or illness).
- Plan strategies to manage the risk including risk avoidance, risk reduction and risk transfer.
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| Review Risk Manangement and Estate Plan | - Risk Management: The process of assessing and determining the financial impact of unexpected events (job loss, premature death, disability or critical illness) and developing a plan to minimize this impact.
- Assess planning strategies to minimize risk
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| Implement, Monitor and Review | - Wealth accumulation plan.
- Risk management and estate plan
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