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September 15, 2023 - DA Marketing

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged.

The Principal Residence Exemption (PRE) is a powerful tax-saving tool in the Canadian real estate landscape, allowing homeowners to shield their primary residence from capital gains tax when selling...

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September 13, 2023 - DA Marketing

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged.

The Canada Pension Plan (CPP) is an essential component of Canada's income system, it's a government-sponsored retirement program that provides a steady income stream to Canadians who have contributed during their working years.

Good Debt vs. Bad Debt

May 1, 2023 - Chris Ball

We often think of debt in a negative way. Many people associate it with financial problems and stress. However, not all debt is created equal...

First Home Savings Accounts (FHSA)

April 1, 2023 - Chris Ball

Have you been dreaming of owning your first home, or perhaps have a family member that is?...

Charitable Giving: Donor Advised Funds

March 1, 2023 - Chris Ball

Donor Advised Funds (DAFs) are becoming an increasingly popular way for individuals to make charitable donations...

Tax Benefits of Charitable Giving Part 2

February 1, 2023 - Chris Ball

Giving to charity is a great way to support causes that you believe in and make a positive impact on your community...

Tax Benefits of Charitable Giving Part 1

January 1, 2023 - Chris Ball

For those that donate to charity, Canada provides significant tax credits. There are many great reasons to give to charity, but did you know that less than 25% of Canadians who donate to organizations do so to receive a tax credit?...

Donation Strategies for Charitable Giving

December 1, 2022 - Chris Ball

Whether your motivation for charitable giving is to reduce your income tax, or for the personal satisfaction of giving back to your community, there are many ways you can go about giving...

Are you thinking of going back to school, perhaps to further your education, or start a new career altogether? Did you know you can access funds from your RRSP to do so?...

How Going Green Can save you Money

June 1, 2022 - Chris Ball

Record gas prices these last few weeks have garnered major headlines and caught the attention of most Canadians...

Tax Credits You May Have Missed

March 1, 2022 - Chris Ball

As we approach another tax season, we would like to turn our attention to the many tax credits Canadians can deduct on their personal income tax returns...

January 1st is the unofficial start to RRSP season. While RRSP seasons in recent years has not been as hectic as it was in the late 1990’s and early 2000’s, there are still several investors who wait until January and February to make their annual RRSP contributions...

It has been over 20 months since COVID-19 cases were identified in Canada. Life post pandemic will most likely include some level of COVID-19 exposure risk. As people begin to travel more, most insurance companies that offer travel insurance have had to revise and update their coverage and exclusions...

What is a Registered Education Savings Plan?

September 1, 2021 - Chris Ball

A Registered Education Savings Plan (RESP), sponsored by the Canadian government, encourages investing in a child's future post-secondary education. Subscribers to an RESP make contributions that build up tax-free earnings...

During the past 12 months or so individuals have been forced to work from home, socialize less and limit (or eliminate) travel. These restrictions, in response to the global pandemic, have meant that Canadians are spending less and saving more...

What's the Deal with Mortgage Rates

April 1, 2021 - Chris Ball

One of the decisions a prospective buyer needs to consider is whether they go with a variable-rate mortgage or fixed-rate mortgage. My first piece of advice is don’t go about this decision on your own; engage a competent mortgage broker to help you weight the pros and cons of each...

Home Office Expenses for Employees

February 1, 2021 - Chris Ball

2020 was filled with unprecedented challenges due to the COVID-19 pandemic. Many people unexpectedly had to work from home, which resulted in millions of Canadians setting up a workspace in their kitchens, bedrooms and living rooms...

Year End Tax Tips for Canadians

November 1, 2020 - Chris Ball

As we approach the end of 2021, I thought I would share some tax tips that may help your 2021 tax liability as it pertains to your non-registered investment portfolio...