Tax Credits You May Have Missed

March 26, 2024 - Chris Ball

As we approach another tax season, we would like to turn our attention to the many tax credits Canadians can deduct on their personal income tax returns...

Canada’s New Dental Care Plan

March 1, 2024 - Chris Ball

Canada has introduced a new dental care plan aimed at providing essential oral health services to those who need it...

Essential Coverage in Your Travel Insurance

February 1, 2024 - Chris Ball

Travel insurance is your safety net for the unpredictable twists and turns that can occur during your journey. As you plan your next adventure, keep an eye out for these top five crucial elements that your travel insurance should cover...

As we enter the New Year, many of us are inclined to set resolutions that promise self-improvement, better health, or personal growth. Yet, one area that often gets overlooked but is crucial to our overall well-being is our financial health...

2023 Year End Tax Tips for Canadians

December 1, 2023 - Chris Ball

As we approach the end of 2023, we would like to share some tax tips that may help your 2023 tax liability as it pertains to your non-registered investment portfolio...

Planning for Probate Fees

November 1, 2023 - Chris Ball

Let’s explore what probate fees are, how they are calculated in Nova Scotia, and how to manage them from a financial planning perspective...

The Principal Residence Exemption (PRE) is a powerful tax-saving tool in the Canadian real estate landscape, allowing homeowners to shield their primary residence from capital gains tax when selling...

The Canada Pension Plan (CPP) is an essential component of Canada's income system, it's a government-sponsored retirement program that provides a steady income stream to Canadians who have contributed during their working years.

Good Debt vs. Bad Debt

May 1, 2023 - Chris Ball

We often think of debt in a negative way. Many people associate it with financial problems and stress. However, not all debt is created equal...

First Home Savings Accounts (FHSA)

April 1, 2023 - Chris Ball

Have you been dreaming of owning your first home, or perhaps have a family member that is?...

Charitable Giving: Donor Advised Funds

March 1, 2023 - Chris Ball

Donor Advised Funds (DAFs) are becoming an increasingly popular way for individuals to make charitable donations...

Tax Benefits of Charitable Giving Part 2

February 1, 2023 - Chris Ball

Giving to charity is a great way to support causes that you believe in and make a positive impact on your community...

Tax Benefits of Charitable Giving Part 1

January 1, 2023 - Chris Ball

For those that donate to charity, Canada provides significant tax credits. There are many great reasons to give to charity, but did you know that less than 25% of Canadians who donate to organizations do so to receive a tax credit?...

Donation Strategies for Charitable Giving

December 1, 2022 - Chris Ball

Whether your motivation for charitable giving is to reduce your income tax, or for the personal satisfaction of giving back to your community, there are many ways you can go about giving...

Are you thinking of going back to school, perhaps to further your education, or start a new career altogether? Did you know you can access funds from your RRSP to do so?...

How Going Green Can save you Money

June 1, 2022 - Chris Ball

Record gas prices these last few weeks have garnered major headlines and caught the attention of most Canadians...

Tax Credits You May Have Missed

March 1, 2022 - Chris Ball

As we approach another tax season, we would like to turn our attention to the many tax credits Canadians can deduct on their personal income tax returns...

January 1st is the unofficial start to RRSP season. While RRSP seasons in recent years has not been as hectic as it was in the late 1990’s and early 2000’s, there are still several investors who wait until January and February to make their annual RRSP contributions...

It has been over 20 months since COVID-19 cases were identified in Canada. Life post pandemic will most likely include some level of COVID-19 exposure risk. As people begin to travel more, most insurance companies that offer travel insurance have had to revise and update their coverage and exclusions...

What is a Registered Education Savings Plan?

September 1, 2021 - Chris Ball

A Registered Education Savings Plan (RESP), sponsored by the Canadian government, encourages investing in a child's future post-secondary education. Subscribers to an RESP make contributions that build up tax-free earnings...