First and foremost we are here to listen. You'll experience this during our initial meeting, which is unlike anything you've done before. We want to hear your story; what's important to you, your values, and what you would like to accomplish. At the same time we understand life's many challenges. As our clients' key wealth advisor we help our clients make the right financial decisions and avoid the ones that can blow them up financially. We understand the psychology and emotion around money and we provide a perspective, helping our clients filter through the often overwhelming amount of choice and information. Being empathetic and fully understanding of our clients' true needs, we're able to guide our clients through their wealth management plan and help them focus on the areas that are most important to them.
We establish your tolerance for investment risk, cash needs and performance expectations We develop your investment plan. This is your "roadmap" which outlines how your portfolio will be invested. Also known as your Investment Policy Statement (IPS) We implement your investment program and monitor progress, rebalancing your investment mix when necessary. We provide comprehensive reports, that outline how much you have invested, what it's currently worth and what your personal rate of return has been. We schedule periodic meetings to confirm ongoing suitability.
We provide written wealth plans (minimum account size of $500K) We provide retirement projections to help you answer the question "Will I have enough?" We implement strategies to help you save tax. We provide guidance on major purchases such as a new home or business. We help our clients effectively and efficiently pass wealth from one generation to the next.
We help our clients protect their families against loss of income due to a premature death, disability or critical illness such as cancer or heart disease. We help our clients make meaningful gifts to charities leaving lasting legacies We help our clients plan the equal transfer of their estate to their children when only one child carries on the family business. We help our clients maximize after tax income while also enhancing their estate value.
We help our clients protect their business with key man insurance planning. We help our clients establish group Health Benefit Plans for their employees. We help our clients' emloyees save for retirement through Group RRSP's. We help our clients plan for sucession of their business.
"Insurance products and services are provided through Assante Estate and Insurance Services Inc."