TFSA Contribution Calculator

TFSA Contribution Calculator

Estimate your TFSA contribution room based on your age, Canadian tax residency, contributions and withdrawals.

Choose the second option if your Canadian tax residency started after you turned 18.
Your 18th birthday year is calculated automatically.
Enter total lifetime TFSA contributions through today, excluding direct qualifying transfers between TFSAs.
Eligible withdrawals from previous calendar years are added back to contribution room.
Current-year withdrawals are not added back until the next calendar year.
Enter your information to calculate your estimated TFSA room.
Important Information
  • This calculator estimates TFSA contribution room and is not a substitute for CRA records or professional tax advice.
  • TFSA annual room begins no earlier than 2009 and generally requires the individual to be at least 18 and a Canadian resident for income tax purposes.
  • If you became a non-resident and later returned to Canada, this simplified calculator may overstate your room because it does not capture every year of residency separately.
  • Current-year withdrawals generally create new contribution room in the following calendar year.
  • Always verify your available room using your own records and CRA My Account before contributing.

CRA TFSA Contribution Limits

Year Limit