Our Process

Becoming A Client

At Assante, we make sure you have all the information you need before making such an important decision as choosing a financial advisor. We provide all prospective clients with a detailed advisor profile, explanation of our services, and a company overview that explains the advantages we offer to our clients. We listen to your goals and dreams, evaluate your current financial situation, then formulate a plan to help you meet those goals. In the end, you will have a plan that addresses all of your needs by providing the most effective solutions for you and your family.

To learn more about the benefits of being an Assante client, take a closer look at our customized approach below, or contact me at your convenience for a private consulation.

Our Steps
 
Step 1
Establish the advisor - client relationship

Define roles and responsibilities, and determine how decisions will be made.

Step 2
Gather information, and define goals

Compile account statements and other documents; discuss retirement, children's education (if applicable), and other goals; determine risk tolerance (investor profile); explore general values and priorities in the areas of work, family, and personal fulfillment.

Step 3
Analyze and evaluate your financial status - and identify risks, challenges and opportunities.

Determine what you need to do to reach your goals. Consider all areas: investing, insurance, debt management, business planning, tax planning, retirement planning, business succession planning, and estate planning. Decide which outside professionals, if any (accountant, lawyer, other) are required to complete the plan. Prepare a written list of recommendations.

Step 4
Present recommendations to you.

Review recommendations. Explain the rationale for each, obtain your input, and adjust recommendations as necessary. Answer questions. Describe next steps.

Step 5
Implement recommendations.

Depends on recommendations. Examples of activities may include reallocation of investment portfolio, amend insurance coverage, establish a retirement plan for you and your family.

Step 6
Monitor Plan

Periodically revisit goals and evaluate progress. Define new goals as appropriate and tweak plan to incorporate them. Ensure other professionals (accountant, lawyer, etc.) are working in harmony.