Our first meeting is an opportunity for us to get to know each other. We begin by taking a look at what’s important to you in your life: personally, financially, and otherwise. We’ll explore your fundamental values, financial goals and challenges as this helps us know what’s important about money to you. Along the way we’ll ask a lot of questions about you, your family, your goals and your financial experience. This is the Total Client Profile. Included in this meeting is a brief outline of our process, an explanation of the investment and planning fees, and how we get paid.
We believe in a comprehensive and systematic approach to investing which explores all the opportunities available to you and your family. Using the information obtained through the Discovery Meeting we present to you a detailed investment plan describing your unique investment objectives and timeline, liquidity and income needs, and most importantly your tolerance for risk.These objectives will be reflected in your personal Investment Policy Statement (IPS), a portfolio 'blueprint' that summarizes how your portfolio will be managed. Your customized portfolio is designed to:
Our investment philosophy is conservative in nature and our process utilizes top money managers. We base our manager select only on those we feel are best suited for our client’s objectives.
In this meeting we address any questions you may have and confirm our commitment to work together. We complete the paperwork necessary to open your accounts and begin the first steps in the creation of your new wealth management plan.
For this meeting we’ll ask you to bring in all the paperwork since account set-up. We’ll help you organize your paperwork and understand the statements you receive. We’ll also provide you with your own Personalized Wealth Management Binder which you can use to keep all your important documents.
In this meeting we begin the process of reviewing progress towards meeting your goals and present you with advanced planning to address your financial challenges beyond investments. Advanced planning deals with four key areas: