FINANCIAL PLANNING

Financial Planning

Looking at the big picture

The key to effective financial planning is the ability to take into account all relevant aspects of your financial situation (“the big picture”), and to identify and analyze the interrelationships among sometimes conflicting objectives. This unique integration of knowledge and skills across a broad range of topics distinguishes professional financial planning from other related financial advice. This requires the skills of a competent and ethical financial planner.

Finding the right financial planner

A financial planner is more than an investment advisor, more than an accountant or debt counselor. So how can you distinguish a competent and ethical financial planner? What is your due diligence to ensure you are hiring a professional planner who will act in your best interests?

The CFP certification is the industry gold standard in financial planning. CFP professionals are the largest identifiable body of licensed financial planners in Canada with over 17,500 individuals meeting the strict standards to obtain this designation. 

The FMA designation is reserved to recognize financial planning advisors who can provide the advanced service and advice to meet the needs of affluent clients.  There are only about 5,300 individuals who have obtained the FMA designation in Canada.

The FCSI designation is the highest honour and most senior credential in Canadian financial services. It is reserved solely for an elite group of experienced financial services professionals that meet the highest standards for advanced education, ethical conduct, industry experience and peer endorsement. There are only about 3,500 individuals who have obtained the FCSI designation in Canada.

Working with Albert and his team can transform your financial situation, giving you unique strategies that may bring you closer to accomplishing your life goals.