SMALL BUSINESS

Small Business

Small business owners face a unique set of challenges where the lines are often blurred between business requirements and personal financial goals.

Unfortunately, many owners are too busy running their business to worry about personal financial planning.

The following are some issues that we will discuss with business owners:

Employee Group RRSP
-pre-tax deductions directly contributed into a RRSP

Employee Group Benefits
-medical, dental, disability, life Insurance

Financial Planning
-payment of salary vs dividends
-retirement savings

Tax Planning
-incorporation
-income splitting with family members
-capital gains exemption
-charitable donations
-partnership or Shareholder agreements

Estate Planning
-will and probate planning
-business succession planning
-sale of the business
-estate freezes

Insurance Planning
-insurance needs assessment
-structuring a policy

 

CONTACT US TODAY FOR AN APPOINTMENT

Insurance products and services are provided through Assante Estate and Insurance Services