Living Benefits

You probably have life insurance to protect the financial security of your loved ones, but have you considered how you and your family would cope financially if you became critically ill or injured and it prevented you from working?  How would you cope financially?  Would you be able to make all of your financial commitments as well as have the money to pay for the added expense of the illness or injury? You can transfer this risk somewhere else by purchasing an insurance policy.  These insurance products may not be as expensive as you think.  Call us today for your free consultation.

Probabilities before age 65

  Critical Illness Claim Disability Claim for 180+ Days Death Claim
 
 
  Male Female Unisex Male Female
Age 30 30% 25% 19% 9% 7%
Age 35 29% 24% 19% 9% 7%
Age 40 28% 23% 18% 9% 7%
Age 45 25% 21% 17% 7% 6%
Age 50 20% 16% 16% 5% 4%
Age 55 13% 10% 13% 4% 3%
      
Source:  Critical Illness - Canada Life Actuarial Study

 Insurance products and services are provided through Assante Estate and Insurance Services Inc.