Investing Tax Smart

The following is a list of some of the strategies using alternative investment products and planning to reduce client’s current and future income taxes: 

  • Leverage Investment (borrowing to invest)*
  • RRSP/RRIF Meltdown (reducing taxable retirement income while increasing after-tax cash flow) 
  • Flow-through Limited Partnerships (alternative tax deduction to RRSPs) **
  • Corporate Class mutual funds (deferring investment income/tax-preferred form of investment income) ***
  • Diversifying Investment income type (capital gains/dividends/return of capital) 
  • Tax deductible fees (alternative fee structures) 


*Using borrowed money to finance the purchase of securities involves greater risk than using cash resources only. If you borrow money to purchase securities, your responsibility to repay the loan and pay interest as required by its terms remains the same even if the value of the securities purchased declines.

**Limited Partners may lose the limited liability under certain circumstances, and the General Partner may not be able to satisfy its obligation to indemnify the Limited Partners in the event of such a loss of limited liability. Investment in the Partnership involves a high degree of risk and should only be considered by those who can afford to lose some or all of their investment. The Canada Revenue Agency, at any time, may review certain tax aspects of this investment. Such a review and any assessment arising thereof may fundamentally alter tax consequences to Limited Partners. The Units will not be listed on any stock exchange. There will not be a liquid secondary market for the Partnership Units. Commissions and fees may be associated with this product.

***Commissions, trailing commissions, management fees and expenses, may all be associated with mutual fund investments. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Please read the Fund Facts and consult your Assante Advisor before investing.

Affilition with Root Bissonnette Walker LLP, CPA's

A close partnership with Root Bissonnette Walker LLP Chartered Professional Accountants allows many professional tax planning advantages for my clients. As well as the above-mentioned techniques I can guide you through, the professionals at RBW LLP have specialized knowledge in the accounting field to supplement my advice. See the link here to learn more about their services. 

*disclaimer -  Root Bissonnette Walker LLP,CPA’s is an independent company unrelated to Assante Capital Management Ltd. (“ACM”). ACM does not provide income tax preparation services and does not supervise or review any income tax returns. ACM has no responsibility for the income tax preparation services provided by Root Bissonnette Walker LLP,CPA’s.


Root Bissonnette Walker LLP