Transferring the family vacation property: now or later?

When you sell or give a vacation property to your children, you’ll need to manage the tax liability on capital gains. Should you pay a smaller tax bill now or leave a larger tax bill for your estate?...

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Incorporation: Now, Later, or Never?

Are you a small business owner thinking about incorporation? There are several factors to consider, such as the tax rates in your province, your personal cash flow needs and how long you've been in business. Here we look into this in detail....

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So You Just Had Your First Child - Now What?

Few things are more life-changing and challenging than the birth of your first child. Here are three important steps new parents can take to prepare long-term for their new family....

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Life Insurance 101

Here's a quick crash-course in the different types of life insurance and what they are used for....

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Help your child purchase a home with an FHSA

What do you get when you combine some of the best features of a Registered Retirement Savings Plan (RRSP) and a Tax-Free Savings Account (TFSA)? Read about the new First Home Savings Account (FHSA)....

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Charitable Donations at Death

Canadians love to give, and charitable donations at death are a powerful way to support the causes you care about after you're gone. We are ready to work with you as to ensure that your wishes are carried out effectively....

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Ensure family harmony when planning your estate

You want an inheritance to leave your children better off—not in conflict with each other. The good news is that communication can head off disputes....

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Single? Estate planning is still important

You may think estate planning is easier for a single person than for someone who’s married with children. Find out why it could be just the opposite....

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Time for a vacation property chat?

Parents may assume their children will eventually want the cottage, cabin or chalet. The children may love the recreation and relaxation, but not the responsibility that comes with it. Discover why you need to start the conversation now....

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RRIF, meet JLTD

If assets remain in a Registered Retirement Income Fund (RRIF), the estate may owe tax equal to about half the value. But a couple can offset the tax with a strategy you may not know about....

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