Financial Planning

Cash Flow

Get a better idea of where your money goes by creating a personal cash flow statement.

Net Worth

Calculate what you own and what you owe - an important step in planning your financial future.

Investor Profile

Understanding yourself as an investor is important when creating an effective investment portfolio.

Education Planning

Start education planning now

See how saving early can make a significant difference.

Tax benefits of an RESP

Discover how tax sheltered growth in an RESP can build a post- secondary school education fund for your children.

Retirement Planning

Inflation and retirement income

Estimate how much more income you will need at retirement to maintain the standard of living that you have today.

Will the money last?

Estimate how long your retirement savings will last if you make regular, annual income withdrawals and factor in inflation.

TFSA vs RRSP

Find out how your marginal tax rate, and whether you invest or spend your RRSP tax refund, affects the growth of your TFSA or RRSP

Investing and Taxes

Savings Growth

Estimate the future value of your savings by changing the investment amounts, rates of return and years of growth.

Cost of waiting to invest

See how much more you will have in your retirement fund if you start investing now.

Real rate of return

This tool determines the real rate of return on a taxable investment after taking taxes and inflation into account, and illustrates what the investments will be worth, in after tax dollars.

RRSP Tax savings

Estimate the tax savings on your RRSP contribution. You can enter three different amounts to compare the savings.

TFSA vs taxable investment

Discover the tax-free growth advantage of investing in a TFSA instead of taxable investment.

Income tax

Estimate the taxes you owe based on your taxable income and the province you live in.