A new family calls for a new estate plan

If you have children and remarry, you’ll likely wish to provide for your children in your estate plan. We have five methods for you to consider....

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How to avoid or minimize the OAS clawback

Will you ever be at risk of having your Old Age Security (OAS) pension clawed back? We’ve got four strategies to reduce the clawback—or even prevent it altogether....

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How You Can Excel, As A Couple

Exploring how couples can share financial responsibilities as well as some different tax strategies applicable to couples....

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Investing Expectations

When investing, it’s important to look at the whole picture. You need to consider inflation in your overall returns and factor it into your investment decisions....

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FHSA vs. RRSP vs. TFSA

When considering the First Home Savings Account, there are many questions about how it compares to an RRSP or a TFSA....

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Help your child purchase a home with an FHSA

What do you get when you combine some of the best features of a Registered Retirement Savings Plan (RRSP) and a Tax-Free Savings Account (TFSA)? Read about the new First Home Savings Account (FHSA)....

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Meeting multiple goals with a TFSA

It’s often desirable to dedicate a Tax-Free Savings Account (TFSA) to meeting a single goal. However, TFSAs can also be structured to achieve multiple financial objectives....

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Managing a windfall, large or small

Whatever size a windfall may be, acting hastily can lead to regret. Learn what to consider and how to make the most of bonuses, tax refunds and larger windfalls that come your way....

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Should you delay your OAS pension?

Whether to delay Canada Pension Plan (CPP) or Quebec Pension Plan (QPP) benefits gets all the attention. But you should also know about delaying your Old Age Security (OAS) payments....

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Can your risk tolerance change?

Tolerance to investment risk doesn’t tend to change much until retirement. Learn about three factors that can break this general rule....

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