When it comes to investing, it is a personalized approach that pays the greatest dividends. We can help you prepare a sophisticated investment strategy that is specifically tailored to your objectives and risk tolerance.
Our starting point is asset allocation, which involves dividing your investments among different assets, such as stocks, bonds, and cash. The asset allocation decision is a personal one and the allocation that works best for you changes at different times in your life, depending on how long you have to invest and your ability to tolerate risk. In our view, asset allocation is the principal determinant of investment results, over and above the selection of individual investments. Of course, we are always looking for opportunities in the market in order to make tactical decisions that complement your strategic asset allocation.
Once your appropriate asset mix has been determined, we help to choose a portfolio that matches your asset allocation profile. As a Davis Nerman Wealth Group client, you have exclusive access to a number of customized CI Assante actively managed solutions. With active management from portfolio managers around the world, these leading solutions combine investment expertise with wealth planning strategies. In addition, you will gain access to thousands of investment options through companies like CI, Mackenzie, Dynamic, Fidelity and dozens of others.
We are also constantly looking for opportunities to grow your wealth through alternative investment opportunities and sustainable or "ESG" investments. See below for additional information on both of these opportunities.
While asset location is fundamental to our process, we also believe that it must viewed through many lenses:
When appropriate, we also look for opportunities to use alternative investments, such as liquid alternatives or hedge funds. These types of investments use strategies or buy investments that are not normally held in the average investment vehicle. Often these strategies can provide additional diversification to a portfolio and help manage risk because their underlying investments are not correlated or have low correlation to the equity and/or fixed income markets.
Sustainable investing, also known as "ESG" investing, is a growing trend in the investment world, where individuals and institutions aim to align their investments with their values and make a positive impact on society and the environment. At the Davis Nerman Wealth Group, we understand the importance of making informed investment decisions and the benefits they bring. In fact, one of our founders, Seth Nerman, holds a designation as a Responsible Investment Specialist (RIS) through the Responsible Investment Association. By incorporating sustainable investing options, we help our clients not only achieve their financial goals, but also align their investments with their personal values.
Our approach to ESG is to select investments that offer competitive returns while also considering a company's environmental, social, and governance practices. We offer access to a range of leading ESG funds from a balanced fund that includes several mandates to investment opportunities that focus on specific segments like clean energy, biodiversity or inequalities in the workplace.
Our CI assante Private Client platoform provides high-net-worth individuals, families and business owners with exclusive access to comprehensive wealth planning and custom-built portfolios. For more information on this program, please click here.
Ensuring the protections of your assets is fundamentally important to us. For more information on how Assante will protect your assets, please click here.
Davis Nerman Wealth Group